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Financing · 3 Paths

Three ways to fund the build.

Most Sarasota pools land between $60K and $250K depending on size, finish, and add-ons. Three financing paths our clients pick from — and we'll walk through which fits your build at the consultation.

01 · Preferred Lender

Lyon Financial

Our preferred swimming pool financing partner. Specialized pool loans with fixed rates, terms up to 25 years, and no home equity required. Most popular for Sarasota homeowners who want a predictable monthly payment without touching their mortgage.

Lyon Financial has financed pools for 40+ years and moves quickly through approvals so it doesn't slow your build timeline.

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02 · Specialty Lender

Viking Capital

Unsecured pool loans up to $200K with rapid approval and flexible terms tailored for new construction. Good fit when you want to keep your home equity untouched and need quick funding confirmation before design sign-off.

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03 · Home Equity

HELOC or Cash-Out Refi

If you'd prefer to use your existing bank, we'll work with their appraisal timeline and draw schedule. Florida property values have appreciated significantly — if you have meaningful equity, this is often the lowest-rate path.

Discuss at consult →

Promotional rates and 0% intro APR options change quarterly · Confirm current offers with your loan officer at consultation

How payment works

A clean draw schedule — never a single lump sum.

Whichever financing path you choose, our payment structure is the same: a deposit to lock the design slot, then progress draws tied to inspection-completed milestones. You never pay for work that hasn't happened yet.

Draw 01

Design Deposit

Locks the design slot and 3D render. Refundable up to plan sign-off.

Draw 02

Permit & Excavation

After permit approval and dig day signoff.

Draw 03

Gunite Set

After steel inspection and gunite shot.

Draw 04

Decking

After deck, coping, and equipment installed.

Draw 05

Plaster & Fill

Final draw at owner walkthrough.

Next Step

Get a fixed bid against your lot.

Once the design is locked, the bid is locked. No "change order" surprises mid-build. Schedule your free 90-minute on-site consultation to see exactly what's possible.

Schedule consultation →
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